About us

 

 

Why choose Progressive?

Progressive is a small, but experienced team of highly qualified individuals with a firm commitment to putting the client first and working ethically.

We are independent, whole of market investment and mortgage advisers. We can access all areas of these markets and are not limited by either a parent company or network, being directly regulated by the Financial Services Authority (FSA).

Chartered Financial Planners

Progressive were one of the first firms in the UK to gain Chartered status, demonstrating our commitment to being technically competent. We are committed to continuous professional development to ensure our knowledge is uptodate and that our clients receive the highest level of advice.

Most IFAs do not carry this higher level of qualification.

Investment Philosophy

Our specialist knowledge and understanding gives our clients access to bespoke financial strategies not normally accessible to private investors, offering attractive risk/reward profiles.

The make-up of most of our clients’ investments are therefore very different to that of portfolios designed by the majority of IFAs, yet highly competitive thanks to the institutional, rather than retail, terms that we can obtain from the leading financial organisations. Our investment focus is limiting risk within quantifiable limits and time frames whilst identifying investment upside opportunities.

Professional Connections

We work closely with leading accountants and solicitors and are very happy for our work to undergo a peer review in order to form the most appropriate strategies for individuals, businesses and Trusts. We consider this an important aspect of our work.

Tax Orientated Advice

We offer specialist experience, particularly in tax orientated areas that are often not addressed by other financial advisers nor investment advisers. Our research is based on the findings of the Tax Efficient Review. We find that tax orientated investments can give a significant lift to returns thanks to initial income and capital gains tax relief, tax free growth or returns or an inheritance tax free status.

Venture Capital Trusts as an alternative investment strategy

Robin Chamberlayne is one of a few IFAs in the UK to have board level experience with one of the most consistent and successful Venture Capitalist Trust (VCT) firms. It is our opinion that VCTs are likely to become increasingly popular as the limitations of traditional pension planning affects so many. This area is commonly ignored by many.

Inheritance Tax Planning and Business Property Relief

Progressive have an in depth knowledge and experience of using Business Property Relief based investments. These are primarily used for Inheritance Tax planning thanks to their two year IHT free status.

Managing Investment Risk

  • A strong focus on managing risk within acceptable parameters
  • A clear choice of charging structures
  • A free initial consultation by phone or in person to outline opportunities

 

Specialist Pensions Advice for Individuals and Companies

  • Accumulating benefits
  • Managing investments
  • Drawing benefits
  • Pensions & Divorce